Building wealth and achieving financial independence requires careful planning, disciplined action, and the right tools to track your progress. At Wealtharian, we believe that financial success starts with clarity. That’s why we’ve created two powerful calculators to help you take control of your financial future.

1. Wealth Growth Calculator

Are you curious about how your savings will grow over time? Our Wealth Growth Calculator helps you visualize the growth of your investments with the power of compound interest. Whether you’re just starting to save or already have a foundation, this calculator can help you:

Estimate the future value of your savings.
Understand the impact of regular contributions.
See how different annual return rates affect your results.

How It Works:

Enter your initial savings, monthly contributions, expected annual return, and the number of years you plan to invest.
Click “Calculate Wealth” to see your projected wealth.

Pro Tip: Even small, consistent contributions can lead to significant growth over time due to compound interest.

Wealth Calculators

Wealth Growth Calculator

Initial Savings ($) Monthly Contribution ($) Annual Return (%) Investment Duration (Years)

2. Financial Independence Calculator

Dreaming of the day you no longer need to work for money? Our Financial Independence Calculator helps you determine the amount you need to achieve financial independence based on your lifestyle and expected withdrawal rate.

What You'll Learn:

How much money you need to live off your investments.
The relationship between annual expenses and your FI (Financial Independence) number.
The importance of the safe withdrawal rate in long-term financial planning.

How It Works:

Enter your expected annual expenses and your preferred safe withdrawal rate (e.g., 4% is a popular choice).
Click "Calculate FI Number" to find out how much you need to become financially independent.

Fun Fact: The 4% rule suggests you can safely withdraw 4% of your portfolio each year in retirement without running out of money.

What Is the Safe Withdrawal Rate (SWR)?

The Safe Withdrawal Rate (SWR) is the percentage of your investment portfolio that you can withdraw annually without depleting your savings. It's a critical figure for anyone pursuing financial independence. The most commonly cited SWR is 4%, based on historical market performance, but the ideal rate can vary depending on factors like market conditions, investment strategy, and life expectancy.

For example, if you have a portfolio of $1,000,000 and a 4% SWR, you could safely withdraw $40,000 per year for living expenses.

Tip: A more conservative rate, such as 3.5%, may provide more security in uncertain markets.

Wealth Calculators

Financial Independence Calculator

Annual Expenses ($) Safe Withdrawal Rate (%)

Ready to Start Your Wealth Journey?

Use these calculators today to gain insights into your financial future. Knowledge is power, and with the right plan, financial independence might be closer than you think!

Let's build your wealth together.