LIFESTYLE
The Best Savings Account in America Pays 0.02%
The best high-yield savings account in America pays 4.50% APY. After tax and 3.4% inflation, the real return on cash is 0.02%. Here is why the price level never comes back.
Read moreThe Real AI Bubble Risk Isn’t Demand. It’s AI Capex Depreciation.
The real AI bubble risk is not weak demand. It is AI capex depreciation: $700B of GPUs on six-year books with a three-year economic life, and hyperscaler free cash flow hitting zero in Q3 2026.
Read moreThe 30-Year TIPS Real Yield Hit 3%. That Matters More Than the S&P at 7,800.
The 30-year TIPS real yield hit 3% for the first time since 2008. Here’s what a guaranteed real return actually does to your financial independence math.
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The Best Savings Account in America Pays 0.02%
The best high-yield savings account in America pays 4.50% APY. After tax and 3.4% inflation, the real return on cash is 0.02%. Here is why the price level never comes back.





